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Living on Less Money – How to Live Cheaply

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Living on Less Money

Living on less money can be painful but if you’re trying to get out of debt or save money, that’s one of the best ways to be successful. The only other alternative is to increase your income—which might not be as simple.

 

Living on Less Money: Reducing Your Food Budget

 

Food can take a big bite out of your budget no matter if it’s just you or you have a family. If you’re like me though, you don’t want to live off beans and rice and rice and beans.

 

The first thing that needs to go is eating out of the house. Restaurants make it easy to spend a lot of money and avoiding those will save you lots of cash. If you must go out to eat, try only doing it once per week or even once per month.

 

Find a couple of cheap meals you like and make those 2-3 times per week. For the other meals you can do something different and a little more expensive. Or if you want to save more money just flip the script and eat something nice 2-3 times per week and your budget meals the rest of the time.

 

Our budget meals are spaghetti, fettuccini alfredo, and frozen pizza. Yeah. Not super fabulous if you’re trying to go for health—I know.

 

What to Do about Clothes?

 

If you need to start living on less money, you can save a lot by spending basically nothing on clothes. Seriously.

 

Get some quality bottoms and tops and make sure they are interchangeable and boom. You’ve got enough of a wardrobe. Don’t get all caught up in wearing something new all of the time.

 

Shopping thrift stores can work sometimes if you’re lucky. A lot of times though, you might not be able to find your size of something you like.

 

Transportation Expense Hacks

 

If you own a gas guzzler, it’s time to buy a vehicle with better gas mileage. If you have a big family, it might be a little more difficult, but you can find something that doesn’t take all of your money in gas.

Driving something that isn’t in pristine condition might make you flinch, but if necessary—get a vehicle with a few dings to avoid massive car payments.

 

Entertainment for Less

 

Learn how to enjoy doing things that are free. Going to the park, watching old movies, playing board games, putting together puzzles, reading books.

 

There are a lot of free materials you can get at the library and many libraries even have virtual memberships now.

 

We don’t have cable but we do use HULU and since we have Amazon Prime, we have access to Prime Video. We do movie nights on Saturday nights with the kids.

 

There are a lot of ways to have simple fun without spending a lot of money.

 

Figuring Out What’s Most Important

 

I used to be obsessed with having super nice things—and I still like nice things and am grateful for what I have. But I also will not buy things that will cost me peace of mind and big payments.

 

The fastest way to living on less money is to reorder your priorities. For instance, instead of valuing the newest car, maybe value being able to work fewer hours and homeschool your kids. Or instead of having to take a vacation out of state, opt to have a staycation.

 

Whatever the case, you have to figure out what is most important to you and that will help guide you toward how much money you need and what you need to do to get it.

Step-by-Step Guide to Affiliate Marketing On Pinterest Without a Website

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affiliate marketing on pinterest
Rear view of businesswoman using desktop computer in creative office

I totally recommend that you learn how to start a blog. I obviously think blogging is a great way to grow your business and rock affiliate marketing. BUT if you simply can’t be bothered right now — it’s okay if you want to learn how to do affiliate marketing on Pinterest without a website and it’s totally doable.

 

Having a website and blog simply allows you to have more control over everything you do with your business, but you can still make money on Pinterest without having a website and blog.

 

Promoting affiliate offers straight from Pinterest by using affiliate marketing on Pinterest without a website can actually be a shortcut for you to make some affiliate cash quick. You won’t be able to pre-sell people with a blog post and share your opinion on the product, but you’ll get them to see the offer right away.

 

Let’s go ahead and get into the guide so I can show you how to do affiliate marketing on Pinterest without a website.

 

1. Affiliate Marketing On Pinterest Without a Website – Find an Offer that Converts Quickly

 

When you don’t have the ability to pre-sell people through your blog, you need to find an easy offer that converts. You shouldn’t be trying to sell people $500 gadgets that they don’t know what they are. Think something that people already have an idea that they would want and you’re just making it easy for them to find it.

 

When you join affiliate programs, you’ll be able to see what their conversion rates are so it won’t be hard for you to figure out which one is a good option.

 

2. Target People Near the End of the Buying Cycle

 

If you want to make money with affiliate marketing on Pinterest without a website, your pin should target people that are about ready to make a purchase. If you make a pin that says something like “What is the best solution for problem xyz?” these people may buy but there are more toward the middle of the buying cycle.

 

If you want to find people at the very end of the buying cycle you might make a pin that says something like “Product xyz is the best and here’s why.” You could put why you think it’s the best in your pin description and then the link goes to your affiliate link where they can make a purchase.

 

3. Make Pins People Want to Click

 

If your pins are boring, no one is going to click. No one. Snoozarama.

 

Learn best practices for creating Pinterest pins and don’t forget to add your own flair to your pins. Since you don’t have a blog, you won’t be putting your website URL on the pin but you can put your Pinterest ID on the pin, so people know who created it and can trace it back to you.

 

4. Write Amazing Pin Descriptions With Keywords

 

Since you don’t have a blog to pre-sell people, you’ll need to do your best with pin descriptions. Tell why you’re posting this pin and why people would be interested in what you’re pinning about.

 

In this description, you also need to keep keywords in mind. If you’re posting about how to make money on Pinterest then you might use keywords like “make money on Pinterest” and “the best way to make money online using Pinterest”.

 

When you use these keywords, you make it easy for people to find your content and hopefully make a purchase!

 

5. Upload the Pin to Pinterest With Your Affiliate Link as the Source URL

 

Now that you’ve created your pin and you have your affiliate link, it’s time to upload it. You can simply go to Pinterest and click the add button. When you click the add button, a screen will pop up where you’ll be able to put the pin title, description, and link in the fields.

Make sure to test the link to make sure Pinterest isn’t blocking your URL. If people have spammed with that affiliate program, they might block it.

6. Save Pin to Relevant Boards

 

Now that you have your pin ready to go, you need to save it to relevant boards. You might need to make a board if you don’t have one that fits with what you’re trying to do.

 

For example in the case above, we would be creating boards like “Marketing with Pinterest” or “Online marketing”. Both of these boards would be relevant and help with getting views on Pinterest.

 

Step 7 (Optional). Use Tailwind to Boost Your Pin & Make Your Life Easier

 

If you haven’t heard of Tailwind then — you’re welcome, in advance.

 

Tailwind has made my life so much easier and has gotten me a lot of views with very little work. Tailwind allows you to auto-post at the best times for your specific account but it also has a cool feature called tribes where you can all help each other promote pins.

 

Tribes alone would be a good enough reason to check out Tailwind when you’re doing affiliate marketing on Pinterest without a website.

 

If you’re interested in finding out what Tailwind is, here are a couple of blog posts you can check out.

 

Tailwind Free Trial – Is It Worth It?

 

How Much Does Tailwind Cost?

 

Use Pinterest to Get More Traffic

 

Avoid These No-Nos When Doing Affiliate Marketing On Pinterest Without a Website

 

Pinterest isn’t the wild wild west of affiliate marketing and you have to make sure you play by their rules. One of the things you shouldn’t be doing on Pinterest is using URL shorteners. URL shorteners are often used to confuse consumers and make them think an affiliate link isn’t an affiliate link.

 

That’s no good!

 

Another thing is using affiliate programs that don’t allow you to directly link from social media sites like Pinterest to their affiliate offers. Make sure to read the terms of each affiliate program to be certain that you’re within their guidelines.

 

Also, never say in the pin that you use and love a product if you don’t. It’s just not cool. Be honest in your promotions and you’ll find that your Pinterest profile will soar.

 

Affiliate Marketing On Pinterest Without a Website

 

Must-Know Healthy Coping Mechanisms When Dealing With Extreme Stress

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Healthy Coping Mechanisms

33% of people feel like they are dealing with extreme stress. Learning healthy coping mechanisms to calm yourself and get through the day is a must if you want to be a functioning part of society.

When crazy things like pandemics are going on, there are probably a lot more people dealing with stress, but we don’t have the numbers to report.

If you’re stressing out and you are trying to figure out how to decrease stress and work through it, I’m going to do my best to help you out today. This pandemic has put me into major stress mode and I had my first anxiety attack, which I went to the hospital for because I thought I was having a heart attack. #facepalm

Notice the Signs of Stress Early On

The best way to deal with stress using healthy coping mechanisms is by noticing the signs of stress early on. If you let things go too long, it can be harder to get yourself back to where you need to be.

Here are a few things to look for if you’re worried you might be getting too stressed out.

  • Lack of energy
  • Sad feelings
  • Overwhelm
  • Upset stomach
  • Loss of sexual desire
  • Chest pain
  • Inability to sleep

If you’re dealing with one or more of these issues, you should take a break and try to use one of the following healthy coping mechanisms below.

Healthy Coping Mechanisms Can Change Your Life

If you don’t remember these healthy coping mechanisms, they aren’t going to help you. Grab your phone notes or a pad and write a few of these down. I went to a conference not long ago and one of the ladies had us write self care tips on popsicle sticks to pull them out whenever we need them — so that’s another great idea too.

1. Stop Asking So Much of Yourself

The person that puts the most stress on us — is us! We expect so much of ourselves. We can’t make mistakes because if we do, we beat ourselves up until we go from stressin’ to depression.

Being realistic with yourself and those around you will help you when you’re dealing with stress. If you aren’t taking care of yourself — you can’t take care of anyone else.

Instead of giving yourself a superhuman task load, think about what you can do and still have some gas left in your tank at the end of the day.

2. Develop a Support Team

While we would love to think we are an island, that’s not the case. Even when going through things like social distancing, we need a support team. Our support team doesn’t have to be with us in the flesh, either.

If you’re quarantining by yourself or with your family, bring some outside people through zoom and other video conferencing platforms. Support each other and have a good laugh if you want to feel a good stress release.

Laughing and enjoying your support team is one of the best healthy coping mechanisms you can tap into.

3. Take Responsibility – Take Control

When things like viruses that are out of our control come at us, it is easy to feel like we don’t have control of anything. When we stop taking responsibility for our state of mind, it’s easy to slip into a very bad place.

Taking responsibility doesn’t mean you’re saying anything if your fault per se. It means that you’re ready to make a difference in your life and make things better. When you take back control and get into problem-solving mode, you’ll immediately start to feel a decrease in your stress levels.

4. Use Morning Pages

One of the things that has helped me for years is morning pages. I have to say that when I had my anxiety attack — I was not doing my morning pages. In fact, I had stopped for months.

What happens with us humans is that when we stop experiencing pain, we forget the good habits that get us to where we were.

Morning pages is an app that I use to write out at least 500 words per day. I use it blast all of my negative and nasty energy. I say all of the things that I am thinking that I would never say outloud.

These things include my fears, doubts, desires and dreams. It is password protected, so feel free to go wild.

5. Take a Minute to Meditate and Breathe

If you’re pressed for time or you just don’t like sitting still — take a minute to breathe. I use the headspace app and sometimes I just take a minute to breathe and close my eyes.

When I do this it signals to my brain that if I have time to do this — things must be okay.

6. Get Moving

The time I feel the most stress is when I am sitting still. When it comes to healthy coping mechanisms, getting moving does it all. It helps to distract you and it helps get your blood flowing and lots of other sciency stuff.

healthy coping mechanisms
Source: Real Life Counseling

7. Count Backward

Counting backward can be used in a lot of different ways from helping distract you from pain to getting you to do something you don’t want to do.

I love Mel Robbin’s 5 Second Rule and I’ve listend to her audiobook about a million times. I do use it a lot to get me out of my stressed out mode, so I actually do what I know I should be doing.

Give it a try the next time you’re stuck in stress goo. 5,4,3,2,1…

Using Healthy Coping Mechanisms to Have a Good Day

You don’t want to have a mediocre day or just get through the day using healthy coping mechanisms. Make sure your goal is to have a good day when you’re using these tools.

Do you want to learn more about dealing with life issues and other important topics? Bookmark the site and come back again soon.

healthy coping mechanisms